Your goal is to use 10% or less of your reported credit limits, and to pay your balances in full each month.
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You can't backdate your application until then — the most you can get if you apply now is a lump sum equal to six previous months of benefits.
You retain the ability to switch from a survivor benefit to your own (or vice versa for that matter).
Dear Liz: I am 65 and was recently laid off after 26 years with the same company. Is there any way I can collect her Social Security until then?
I'd like to wait until I'm 70 to collect my Social Security.
=.= Why do they ask for a credit card if the site is free anyway?
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I don't know what the federal laws are regarding this and whether they have caught up to the intent of the law regarding same-sex unions.
I'm sure I'm not the only one wondering about this, so any guidance you could provide would be greatly appreciated.
A personal loan from a credit union, your bank or an online lender could work if it offers a low, fixed rate and a repayment term of five years or less.